Yeah, even if "reccomended" I doubt I'd make a "restricted" account to work from, and have to log in to the admin account every time I want to make a system change, or install an app, which sometimes for me, is every day.
I'll take my chances, and be more cautious, now that I know that this kind of thing is "floating around" and OS X, as it gains popularity, will be more targeted by this sort of thing...
I consider myself a "Smart User". I've been running a PC with all of my macs, for 10 years easily, without anti-virus software, and have not had a virus.
I don't open attachments that could contain a virus, and in the last several years, I don't "Openly" browse the internet... trusted sites only, I leave the internet surfing to my macs.
I'm constantly lecturing PC Friends, and familly, WITH norton Anti-Virus, to ONLY open doc, jpg, gif, mp3, wmv, mov et... (i've made lists when asked), stating all others are "Just not worth it"
And those who "Mostly listen to me", have less of a viral history then their friends and peers.
Having said that....
Not thinking about how easy it is to change the icon for anything in OS X, (almost impossible to make an exe look like a true jpg on a pc)..and the "Saftey net" I've always felt like I was behind on a mac.
If someone on iChat sent me a zipped file with a jpg on it, I'd likely (before this) unzip it, and double click it.
If the archive asked for my admin password to unzip, I'd likely enter it, without being too suspect, then.... double clicking what looks like a Jpeg prompting a password....
As long as I was thinking clearly, and not "rushing through the motions" (I think many of us go into "password entering mode" by default, when the window pops up, it's become a bit of automatic response) I'd then, and only then, "At the edge of doom" become suspect, cancel everything, and start a dialog with the sender (who would be unaware of sending the file)
"Uh.. hey, that archived jpg you sent me, needs my admin password to view... what's up with that?"
When the " huh?? what jpg?? archive??? I didn't send you anything" reply came in, I'd delete the file.
That's just too close...
I see everyone on the boards, saying "if you get this, you're really stupid". I'm just relating a thought that security, sometimes breeds laziness, and the illusion of invincibillity, and this (be it a tiny threat), is simply a wake up call, as it was called.
If you got this thing... I don't think you are stupid, I think you were sleeping... wrapped in OS X as a security blanket.